top of page
Blog
I cover topics from the news on finance & investing in the Blog section. Often the content is going to be about what a personal investor needs to avoid when investing his hard earned cash. I write the blogs on my own, without AI. What a personal investor needs to do is shown in the Personal Investment course.
All Posts
A Personal Investor and the allure of the wisdom statement: "stocks can only go up".
Personal Investors risk their capital negligently when they replace knowledge with common investment wisdom.
Mag. Dobromir Risov, BSc
6 days ago
A Personal Investor benefits from recognizing the limits of his knowledge. Part 3
Learn about the challenges on buying single stocks. A review of index & single stock investing.
The Personal Investor and investment risk or driving forward while looking in the rear mirror. Part 2
The statistical tools of mean and standard deviation are used to describe investment risk. Rarely personal investors are aware of the shortcomings. A case study.
Mag. Dobromir Risov, BSc
Sep 22
The Personal Investor and investment risk or do you know what you are doing? Part 1
Personal investors learn from this case study what investment risk is.
The Personal Investor builds his investment house or someone´s pyramid
Personal investors often invest based on beliefs rather than assessment. Three short case studies and a simple framework to apply on your own.
Mag. Dobromir Risov, BSc
Aug 12
The Personal Investor: The components of business and speculation in the stock markets - a case study
Read a case study on two stocks which differ in terms of fundamentals and price like the sun differs from the moon.
Mag. Dobromir Risov, BSc
Jul 15
The Personal Investor: the Accumulation of Information hinders Action
The personal investor learns here the fundamental hurdles he must put aside to have a realistic chance to succeed.
The Personal Investor and Initial Public Offerings: The idea of flying horses
Anthropic´s or Space X´s IPO are in the news these days. Here is a case study for the personal investor.
Mag. Dobromir Risov, BSc
Jun 18
What a Personal Investor can learn from Odysseus and the Sirens
How Odysseus handled the Sirens bears important knowledge for the personal investor - tie yourself to the mast.
Personal Finances and paying cash: you spend less
Paying cash is coming out of fashion. For your personal finances its benefits remain.
Mag. Dobromir Risov, BSc
May 19
The idea of quick riches - part 2
The allure of quickly achieving riches remains an idea.
The idea of quick riches
Exploring four avenues to assess the idea of riches achieved quickly.
Mag. Dobromir Risov, BSc
Apr 24
Personal finances and the Iranian war
Insights on the short and long term effects for you when markets turn nervous.
Mag. Dobromir Risov, BSc
Apr 10
The Best Personal Finance App does not exist
In analogy to tennis, many spend a lot of time choosing the best tennis racket and no time on the court.
Mag. Dobromir Risov, BSc
Mar 25
A review of Sovereign Wealth Funds for the interested Personal Investor - Part 3
Learn about Sovereign Wealth Funds from four different angles.
Mag. Dobromir Risov, BSc
Mar 12
Investing in Artificial Intelligence - a bubble? Pt. 4
Every day companies publish news. Are these news relevant for an investment decision? A long term view.
Mag. Dobromir Risov, BSc
Feb 25
Sovereign Wealth Funds (pt. 2) - Lessons from one of the best in class for personal investors
The largest Fund does not come from where most Funds come from.
Mag. Dobromir Risov, BSc
Feb 10
South Sea Bubble - a lesson for personal investors
A company with no realistic chance of success from the start.
Mag. Dobromir Risov, BSc
Jan 27
Personal Investments and Artificial Intelligence - a bubble? Pt. 3
Gain insight how a tech giant deals with Artificial Intelligence.
Personal Investors beware: money can´t work for you.
Inexperienced personal investors easily believe money works for them. A blog on what is left out and yet crucial for a personal investor to succeed in the capital markets.
Mag. Dobromir Risov, BSc
Dec 18, 2025
bottom of page